Cookies are small text files that websites place on your device when you visit them. They serve as a website's memory, helping it remember your preferences, login status, and other information that makes your browsing experience smoother and more personalized.

At pavenoriqelo, we use various types of tracking technologies beyond traditional cookies, including web beacons, pixel tags, and local storage. These technologies work together to provide you with a seamless financial management experience while helping us understand how our platform is being used.

Think of cookies as digital sticky notes that remind our website about your preferences – whether you prefer the dashboard in dark mode, which financial accounts you've linked, or how you like your transaction data displayed.

When you log into pavenoriqelo, cookies remember your authentication so you don't need to re-enter your credentials every time you navigate between pages. This is particularly important for a financial platform where security and convenience must work hand in hand.

Our analytics cookies help us identify which features of pavenoriqelo are most valuable to users. If we notice that many people struggle to find the budget planning tools, we can redesign the navigation to make these features more accessible.

Marketing cookies enable us to show you relevant educational content about financial topics that align with your interests. Rather than generic financial advice, you might see articles about investment strategies if you frequently use our portfolio tracking features.

Different types of cookies have different lifespans, and you have various levels of control over each type.

You have complete control over cookies through your browser settings. Here's how to manage cookies in different browsers:

pavenoriqelo integrates with several third-party services to provide comprehensive financial management features. These services may set their own cookies when you use our platform.

For example, when you connect your bank accounts through our secure banking integration, that service may place cookies to remember your authentication preferences. Similarly, our analytics provider helps us understand user behavior patterns to improve the platform.

We carefully vet all third-party services to ensure they meet Australian privacy standards and our own strict data protection requirements. However, these services operate under their own privacy policies, which we encourage you to review.

We may update this cookie policy periodically to reflect changes in technology, legal requirements, or our services. When we make significant changes, we'll notify active users through their pavenoriqelo dashboard and via email.

The most current version of this policy is always available at pavenoriqelo.sbs/cookie-policy. We recommend checking this page occasionally, especially if you have concerns about data privacy.

This policy was last updated in January 2025 and reflects current Australian privacy legislation and international best practices for cookie management.